So, Should You Refinance?
Historically low mortgage rates are helping homeowners cut monthly payments or pay off loans faster. So, should you refinance? Let's look at your options. Many homeowners who’ve been monitoring the record drop in mortgage rates are likely to start thinking about...
How Much Impact Does the President Have on Stocks?
We are still getting a ton of questions about the Presidential election and which candidate might be best for the stock market. A lot of research has been done on this topic that we are allowed share, but in short, all reports reach the same conclusion. The stock...
The Behavior Gap
The first rule of investing is to “buy low, sell high.” However, when markets grow choppy, we tend not to buy more and will often sell. When markets are calm, we grow more confident in our portfolios. It’s at those times we’re likely to invest more. The fear and greed...
The Basics of Budgeting, Part 2: Four Ways to Move Forward
Here are four ways to build the momentum you need to help you move forward in your budgeting process: Build an Emergency Fund Probably the most important rule of budgeting is to have an emergency fund to help when something unexpected comes up, such as a car,...
Plan Sponsors Ask
Thank you all that have submitted questions the past few months. We have had some great ones thrown out and we hope these answers help. Don't be afraid to ask a question, someone else is probably wondering about the same thing. Q: Our small company has, of course,...
Plan Sponsor’s Quarterly Calendar
October Audit third quarter payroll and plan deposit dates to ensure compliance with the U.S. Department of Labor’s rules regarding timely deposit of participant contributions and loan repayments. For calendar year safe harbor plans, issue the required notice to...