As of late March 2020, the number of Americans expressing confidence in their ability to live comfortably in retirement was at near-record highs. Of course, since that time pandemic-related market flux may have changed the numbers. Because many surveys covering...
Historically low mortgage rates are helping homeowners cut monthly payments or pay off loans faster. So, should you refinance? Let's look at your options. Many homeowners who’ve been monitoring the record drop in mortgage rates are likely to start thinking about...
Here are four ways to build the momentum you need to help you move forward in your budgeting process: Build an Emergency Fund Probably the most important rule of budgeting is to have an emergency fund to help when something unexpected comes up, such as a car,...
There are many ways to teach your children good money sense. You can fall back on stories of how you used to earn, save and spend money all those years ago. You can fill their heads with lessons on how important it is to be careful and wise with their money. However,...
For many people, the idea of budgeting can be challenging. Days are taken up with work, friends, family and the energy and activities required just to manage your life. There never seems to be enough time to focus on finances. However, budgeting is really the...