Plan Sponsors Ask…
Q: The ups and downs in the stock market have made some of our 401(k) plan participants very nervous, to the point that some have moved their entire accounts into money market funds. Is that a good strategy for retirement savings? A: First, be aware that you cannot...
Momentum Building for Retirement Income in Defined Contribution Plans
Many 401(k), 403(b), and other defined contribution plans have evolved to resemble defined benefit or pension plans in a few important ways, except for one, the ability to receive a stream of income from the plan over one’s retirement years. But that is changing as...
One for the Ages
Consider the trade-offs before deciding what age to begin taking Social Security benefits As you get close to retirement, one of your biggest questions will likely be when to begin taking Social Security benefits. If you file at an age other than your full retirement...
Riding It Out
Strategies to help survive the ups and downs of the market While visiting an amusement park this summer may not be possible for everyone, the stock market has provided a number of exhilarating rides to make up for it. Following are some tips for holding on. Keep a...
You Are What You Eat
Three popular diet lifestyles offer new ways to approach how you eat If you’re striving to eat healthier, chances are you’ve considered a number of options. Before you fix up some avocado toast or order a plant-based burger at your favorite brewpub, here’s a look at...
Four Risks Participants May Not Know They’re Facing
Life involves risk. One of them is retirement, and whether the money we save to fund it will last. Do your employees understand their risk, and actions they can take now to manage it? A recent survey found that retirement security may be threatened by these four risk...