Are you missing out on the long-term performance of the stock market?
There are several common reasons why the average person may not do as well investing in the stocks as the stock market overall. It has been my experience, after years of conversations with people, that not keeping up with the stock market usually boils down to sliding...
Common Mistakes that Lead to 401(k) Litigation
Companies can face lawsuits related to their 401(k) plans for various reasons. Some of the main reasons why companies are sued over their 401(k) plans include: 1. Excessive Fees and Expenses: One common reason for lawsuits is allegations that the company's 401(k) plan...
Are you a fiduciary to your retirement plan?
J.P. Morgan recently released their 2023 DC Plan Sponsor Survey. The survey covered many of the major areas of employer retirement plans which included financial wellness, plan design, investment options and retirement income. One of the interesting statistics that I...
Job Search Tips for Recent Grads
If you are a recent college graduate, you may initially find yourself unemployed, but that doesn’t mean you don’t have a job! In fact, looking for a job today can be a full-time endeavor. Fortunately, there are steps any graduate can take to increase the chances of...
What You Need to Know About Maximizing Social Security
Social Security is a key part of retirement planning and it needs to be part of the planning conversations before you retire and make any irreversible decisions regarding Social Security income. Photo by Kenny Eliason on Unsplash Social Security is the closest thing...
“SECURE 2.0” Passes Congress – H.R.2617 – Consolidated Appropriations Act, 2023
The significant retirement legislative package known as “SECURE 2.0” was passed on December 23, 2022 as part of the 2022 omnibus appropriations bill. The legislation is an important step forward in providing more Americans with greater retirement security. The 350+...