Why Should Plans Pay 401(k) Expenses with Company Assets?
Plan sponsor pain points often revolve around three things: taxes, liability and costs. Sponsors that pay their 401(k) expenses out of company assets rather than plan assets can potentially get help with all three: 1. Bigger tax deduction 2. Reduced fiduciary...
Tips for Taxpayers who may Need to Amend their Tax Return
Although the IRS often finds and corrects errors during processing, there are certain situations in which a taxpayer may need to file an amended return to make a correction. Here are some quick tips for anyone who discovered they made a mistake or forgot to include...
Why Should I Care about Stable Value Funds?
Here's what is important to consider when reviewing stable value options for retirement plans. Stable value funds have long been a fixture in defined contribution plans, with more than $800 billion in assets and a large majority, 75% of DC plans, offering them as an...
Will Alternatives Investments Play a Larger Role in DC Plans?
The global expansion we have experienced has provided investment conditions in which a relatively simple combination of stocks and bonds has achieved sufficient diversification to manage risk. As economic conditions change further diversification may need to play a...
Spring-Clean Your Finances: 10 Tips to Boost Savings
Find areas in your budget that you may be able to live without. Here are 10 quick and easy ideas for generating an extra $250 a month that can be used to pay down debt or redirect to your retirement savings: Savings Idea / Minimum Monthly Savings Cut out the boutique...
Market Uncertainty & Diversification
We live in an uncertain world. Unfortunately for investors, too much uncertainty gives the market a terrible case of heartburn. Even though the market has posted a healthy start to the year, apprehension remains. Three Top Contributors to Current Market Jitters: Signs...