Forming a Highly Effective Retirement Plan Committee
The retirement plan industry is constantly evolving. To keep pace, plan fiduciaries should be continuously evaluating their approach to plan design and governance. In today’s environment of increased litigation and plan design innovation, having a highly effective...
Don’t Spend Too Much or Invest Too Conservatively
One of the most common mistakes for retired investors is too not get enough long term performance from their investment portfolios. This, along with withdrawing too many dollars, can be detrimental for your retirement goals. Let's create a portfolio that can weather...
The Stock Market Drops. Now What?
Recently, the stock market has made some dramatic swings up and down. For many of us, if the Dow Jones Industrial Average, a widely followed measure of stock-price performance of 30 of the largest U.S. companies, drops a thousand points, it sounds scary! But at the...
Why Should Plans Pay 401(k) Expenses with Company Assets?
Plan sponsor pain points often revolve around three things: taxes, liability and costs. Sponsors that pay their 401(k) expenses out of company assets rather than plan assets can potentially get help with all three: 1. Bigger tax deduction 2. Reduced fiduciary...
Tips for Taxpayers who may Need to Amend their Tax Return
Although the IRS often finds and corrects errors during processing, there are certain situations in which a taxpayer may need to file an amended return to make a correction. Here are some quick tips for anyone who discovered they made a mistake or forgot to include...
Why Should I Care about Stable Value Funds?
Here's what is important to consider when reviewing stable value options for retirement plans. Stable value funds have long been a fixture in defined contribution plans, with more than $800 billion in assets and a large majority, 75% of DC plans, offering them as an...