by Dayle Scheinman | Dec 22, 2017 | Taxes
The uncertainty surrounding potential tax law changes has dominated headlines in the past few weeks. While the tax landscape for 2018 is still up in the air, we know what the laws are for 2017 (assuming none of the potential changes are made retroactively, which...
by Dayle Scheinman | Dec 19, 2017 | Fiduciary Concerns, Taxes
Just as it sounds, a stretch IRA is a minimum withdrawal strategy designed to “stretch” the period over which earnings can be tax-deferred. This is a popular tax mitigation technique with inherited or “Beneficiary” IRAs. Essentially, the IRS allows you to take minimum...
by Dayle Scheinman | Dec 5, 2017 | Investing
Sticking to a sensible strategy potentially beats market timing. When the markets drop, sometimes investors panic, selling at or near a market bottom. Then they wait too long to get back in once the market recovers. More often than not, these investors make “market...
by Dayle Scheinman | Dec 5, 2017 | Retirement Planning
While the 2018 annual contribution and benefit limits have not changed significantly from last year here are a few of the highlights: The 401(k) & 403(b) maximum annual elective deferral limit increased to $18,500 The defined benefit annual limit has increase...
