by Dayle Scheinman | Nov 1, 2018 | Fiduciary Concerns, Retirement Planning
While there is no shortage of strategies to consider, Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) are two vehicles that can help individuals pay for their medical costs. With annual health care expenses coming in at more than $10,000 per...
by Dayle Scheinman | Oct 2, 2018 | Fiduciary Concerns
You’re wise to ask. Fiduciary training can help protect individual fiduciaries, the plan as a whole and, of course, the participants. You may already know that the penalties for fiduciary breaches can be both criminal and civil, a fact that emphasizes the importance...
by Dayle Scheinman | Oct 2, 2018 | Fiduciary Concerns
October Audit third quarter payroll and plan deposit dates to ensure compliance with the Department of Labor’s rules regarding timely deposit of participant contributions and loan repayments. Verify that employees who became eligible for the plan between July 1 and...
by Dayle Scheinman | Oct 2, 2018 | Investing
A benchmark serves a crucial role in investing. Often a market index, a benchmark typically provides a starting point for a portfolio manager to construct a portfolio and directs how that portfolio should be managed on an ongoing basis from the perspectives of both...
by Dayle Scheinman | Oct 2, 2018 | Retirement Planning
How much should you save for retirement? Marlena Lee, PhD, from Dimensional Fund Advisors, discusses important factors that can help you meet your goals, like determining your savings rate, monitoring your progress, and making adjustments over time. I can’t...
